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Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing or using Replica ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Platform. Replica reserves the right to modify these terms at any time, and your continued use of the Platform constitutes acceptance of any modifications.

2. Description of Service

Replica is a technology interface for the Solana blockchain that enables users to copy investment portfolios created by other users. The Platform provides a user interface and smart contract infrastructure for portfolio replication. Replica is a technology provider and does not provide investment advice, brokerage services, or custody of assets.

Transaction execution depends on third-party liquidity protocols (such as decentralized exchanges and automated market makers) and decentralized oracles for price discovery. Replica does not control, operate, or guarantee the availability, accuracy, or performance of these external protocols. Users acknowledge that execution quality, slippage, and transaction success are subject to conditions beyond Replica's control.

3. User Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use the Platform. You are responsible for ensuring that your use of Replica complies with all applicable laws and regulations in your jurisdiction.

4. Account and Wallet Responsibility

You are solely responsible for maintaining the security of your wallet and private keys. Replica does not have access to your private keys and cannot recover lost or stolen funds. You agree to immediately notify Replica of any unauthorized use of your account.

5. Non-Custodial Nature

Replica is a non-custodial platform. Your assets remain in your personal wallet at all times. Replica does not hold, control, or have access to your funds. All transactions are executed through smart contracts on the Solana blockchain.

All asset distributions, fee payments, and transfers are executed autonomously by on-chain smart contracts according to their programmed logic. Once a transaction is confirmed on the blockchain, Replica cannot revert, modify, cancel, or otherwise alter these transactions. You are solely responsible for verifying transaction details before signing.

6. Fees

Replica charges fees for certain services as described in our Fees page. These include copy fees, infrastructure fees, and performance fees. All fees are transparently disclosed before any transaction is executed. Network fees (gas) are paid directly to the Solana network.

  • Performance Fee: A success-based fee charged only on net profits upon withdrawal. This fee is subject to a "High-Water Mark" principle, meaning you only pay on net new profits above your previous highest portfolio value. This ensures you are never charged twice on the same gains.
  • Infrastructure Fee: A fee of 0.1% (10 basis points) applies to every transaction leg to cover network costs, relayer operations, and protocol maintenance. This fee is deducted automatically during transaction execution.
  • Copy Fee: A one-time fee paid when copying a portfolio, shared between the portfolio creator and the platform according to the fee tier selected by the creator.

7. No Investment Advice

Replica does not provide investment, financial, legal, or tax advice. The portfolios available on the Platform are created by independent users, not by Replica. You are solely responsible for evaluating the suitability of any portfolio for your investment objectives and risk tolerance. Past performance is not indicative of future results.

8. Risk Acknowledgment

You acknowledge that investing in equities and using blockchain technology involves substantial risks, including the risk of total loss of your investment. Please review our Risk Disclosure for detailed information about the risks involved.

9. Intellectual Property

All content, trademarks, and intellectual property on the Platform are owned by Replica or its licensors. You may not reproduce, distribute, or create derivative works without prior written consent.

10. Limitation of Liability

To the maximum extent permitted by law, Replica shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, arising from your use of the Platform. Replica's total liability shall not exceed the fees paid by you in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Replica, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Platform or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration.

13. Contact

For questions about these Terms, please contact us through our official channels on X (Twitter).