Private Beta — Limited Spots

Copy portfolios.
Own your assets.

Early access: We're onboarding 50 users this week to our private beta. Copy curated portfolios and own the underlying stocks directly.

23 spots remaining this week

We manually review every request to ensure a quality community.

The Value Oracle

Conservative • ValueBuffett Style
AAPLon20%
KOon15%
Von15%
JNJon12%
Other (PG, MCD, MSFT, WMT)38%
Total Holdings8 positions
54%

27 of 50 spots claimed this week

Powered by institutional-grade digital stock infrastructure

xStocks

Why Replica

Copy Portfolios, Not Trades

Replica focuses on portfolio-level replication, not individual trade copying. This approach aligns with long-term investing principles and reduces noise from short-term market movements.

Own the Underlying Assets

When you copy a portfolio, you receive digital stocks (xStocks) in your personal secure vault. You own the assets directly—no broker holds them on your behalf.

Avoid Broker Lock-In

Your assets remain portable. Since you hold xStocks in your personal vault controlled by your account, you're not locked into any single platform or broker. Maintain control and flexibility.

Transparent Allocations

Every portfolio shows complete holdings, sector allocations, and risk characteristics. No hidden positions or opaque strategies. Review before you copy.

Fractional Investing

Tokenized equities enable fractional ownership. Copy any portfolio regardless of your investment amount. No minimums, no whole-share restrictions.

Global Access

Automated execution removes geographic barriers. Access equity markets without traditional broker restrictions, subject to local regulations.

Curated Access

We manually review every early user to ensure a quality community. No bots, no spam—just serious investors who value transparency and ownership. Limited spots available each week.

How It Works

1

Explore Portfolios

Browse editorial portfolios with clear theses, risk labels, and complete holdings. Each portfolio includes allocation breakdowns and sector exposure.

2

Review Holdings

Examine the portfolio's composition, allocation strategy, and risk characteristics. Understand what you're copying before committing capital.

3

Copy with One Click

Confirm the copy. Replica calculates fractional allocations, executes the purchases, and delivers the xStocks directly to your personal vault.

4

Track & Rebalance

Monitor your portfolio's composition. In the MVP, rebalancing is manual—you can review and execute rebalance transactions as needed. Automated rebalancing coming soon.

How execution works: We use xStocks, which are digital representations of equities backed by real shares. You retain full control—your assets are secured in a vault that only your account can access, not held by Replica or any broker.

What are xStocks?

xStocks are digital versions of real stocks (like AAPL, MSFT, TSLA) that you can own directly and trade 24/7.

Backed 1:1 by real shares held in custody

Tradeable 24/7 with fractional amounts

Stored in your vault — you control access

Learn more about xStocks

Live Strategies

Watch real strategies perform with real assets. These portfolios are actively managed by our editorial team.

Examples for illustration. Not investment advice. Past performance does not guarantee future results.

Active Strategy

The Value Oracle

ConservativeWarren Buffett Style

Companies with durable competitive advantages, exceptional management, and reasonable valuations. Inspired by Warren Buffett's value investing philosophy.

Top Holdings

AAPLonKOonVonJNJonPGon

Allocation

Consumer Staples37%
Technology30%
Healthcare18%
Financials15%
Active Strategy

Main Street Momentum

AggressiveJim Cramer Style

Popular stocks with strong momentum and narratives. For retail investors who want to participate in trending themes. Inspired by Jim Cramer's style.

Top Holdings

NVDAonTSLAonAAPLonMETAonGMEon

Allocation

Technology52%
Consumer23%
Meme/Retail13%
Crypto-Adjacent12%

Examples for illustration. Not investment advice.

Why Replica

Replica vs Traditional Brokers

  • Direct ownership: Assets held in your personal vault, controlled by your account
  • Portability: Assets remain portable across platforms
  • Global access: Reduced geographic restrictions via automated execution
  • Transparency: Complete visibility into holdings and allocations
  • Fractional execution: No whole-share restrictions

Replica vs Copy-Trading Apps

  • Portfolio-first approach: Focus on long-term allocation, not individual trades
  • Ownership: You own the underlying assets, not just exposure
  • Fewer conflicts: No payment for order flow or hidden incentives
  • Serious investing tone: Designed for investors, not traders or speculators
  • Transparent structure: Clear allocations, no opaque strategies

Transparent Fees

Usage-based pricing with aligned incentives. No subscriptions, no custody fees. You only pay when you invest.

Early access users lock in current fee structure — no changes during beta
AOne-Time

Copy Fee

Entry fee when you clone a portfolio

0.25% - 1.0%
To Creator70%
To Replica30%
BPer Trade

Infrastructure Fee

Covers execution & processing

0.1%

Applied to Copy, Exit & Rebalance actions

CSuccess-Based

Performance Fee

Only on net profits (High-Water Mark)

10%
To Creator80%
To Replica20%

High-Water Mark Protection

Performance fees are only charged on new profits. If your portfolio drops and recovers, you don't pay again until it exceeds its previous peak. No profit = no performance fee.

Example: $5,000 Investment with 10% Performance Fee

Initial Investment

$5,000

Copy Fee (0.50%)

-$25

$17.50 to creator · $7.50 to Replica

Portfolio grows to

$6,000

Total Profit

$1,000

Performance Fee (10%)

-$100

$80 to creator · $20 to Replica

Your Net Return

$900 profit

Note: If the portfolio lost money, no performance fee would be charged.

What You Don't Pay

No subscriptions
No hidden fees
No custody fees

Security & Trust

We understand that trust is earned through transparency. Here's how we protect your assets and mitigate risks.

Limited beta = dedicated support for every user

Asset Protection & Legal Structure

Yes. Your xStocks are held in a personal vault controlled exclusively by your account credentials. Replica operates as a technology provider—we never custody or commingle your assets with our operational funds. Your holdings exist independently on the blockchain, secured by your private keys.

The underlying shares backing xStocks are held by regulated custodians appointed by the xStock issuers (currently Ondo). These custodians are licensed financial institutions subject to regulatory oversight. Replica does not hold or custody the underlying securities.

Your xStocks represent a claim on real shares held in custody. The legal framework depends on the issuer's jurisdiction and structure. We recommend reviewing each issuer's legal documentation. Replica provides technology infrastructure only and does not guarantee issuer performance.

Technical Resilience & Fail-safes

Your xStocks exist on the blockchain independently of Replica's interface. If our platform becomes unavailable, you can access your assets directly using any compatible wallet or blockchain explorer. Your vault address and assets remain accessible as long as you control your account credentials.

Your assets remain yours. Since xStocks are stored in your personal vault on the blockchain, Replica's operational status does not affect your ownership. You can transfer, sell, or redeem your xStocks through the issuer or secondary markets independently.

We prioritize security in our infrastructure. Details about smart contract audits and security measures will be published before launch. We recommend reviewing all technical documentation before investing.

Regulatory & Counterparty Risk

This is the primary counterparty risk. If an xStock issuer becomes insolvent, the outcome depends on their legal structure and the bankruptcy jurisdiction. Typically, underlying shares in custody would be subject to claims proceedings. We recommend diversifying across issuers when available and reviewing each issuer's risk disclosures.

Replica operates as a technology platform that facilitates portfolio replication. We do not custody assets, provide investment advice, or operate as a broker-dealer. Regulatory requirements vary by jurisdiction. Users are responsible for ensuring compliance with their local regulations.

We evaluate issuers based on regulatory compliance, custody arrangements, transparency, track record, and legal structure. Currently, we support Ondo. Additional issuers undergo thorough due diligence before integration. However, Replica does not guarantee issuer performance—users should conduct their own research.

Key Risks Summary

Counterparty Risk: Issuer insolvency could affect your holdings.Technology Risk: Smart contracts and blockchain infrastructure may have vulnerabilities.Market Risk: Asset values can decrease. Past performance doesn't guarantee future results.

Frequently Asked Questions

Everything you need to know about Replica

Security questions included below. For in-depth coverage, visit our Security & Trust Center.

xStocks are digital versions of traditional stocks (like Apple, Microsoft, Tesla) that you can own directly and trade 24/7. Each xStock is backed 1:1 by real shares held in regulated custody. You can buy fractional amounts (e.g., 0.1 shares of AAPL), and they are stored in your personal vault that only you control. Key risks include counterparty risk (the issuer, not Replica), technology risk, and normal market risk. Learn more on our xStocks page.
The xStocks on Replica are issued by regulated providers. Currently we support Ondo. Backed — Coming Soon

The key risks are: (1) Counterparty risk — the issuer, not Replica, is responsible for backing; (2) Technology risk — as with any digital platform; (3) Custody risk — shares are held by regulated brokerages; (4) Market risk — stocks can go up or down. You don't hold shares directly in a brokerage, so you don't have voting rights or direct dividend access. See our Risk Disclosure for full details.
Yes. The xStocks represent direct ownership and are stored in your personal vault, not in a Replica pool. Your account controls this vault—only you can authorize transactions. Replica cannot access your funds.
No. Replica automatically creates a secure account and personal vault when you sign up. Your login credentials give you full control over your vault where your assets are stored. You interact with everything through our simple interface—no technical knowledge needed.
We use a transparent, usage-based model: (1) A one-time Copy Fee (0.25%, 0.50%, or 1.00%) split between the creator and Replica. (2) A 0.1% Infrastructure Fee per trade to cover execution costs. (3) A Performance Fee (10-20%) on net profits only, protected by a High-Water Mark principle. There are zero subscription or custody fees.
When you click "Copy," our system automatically calculates the right amounts for your investment. It then executes the purchases and delivers the xStocks directly to your personal vault—a secure account that only you can control.
It is a protection mechanism for investors. You only pay a Performance Fee on new net profits. If your portfolio value decreases, you won’t pay success fees again until your investment exceeds its previous peak value.
In the current version, rebalancing is manual. You can review strategy updates from creators and choose to execute the rebalance transaction yourself to keep your portfolio aligned. Automated rebalancing is planned for future releases.
We are committed to privacy and minimize off-chain data collection. While blockchain transactions are public, we do not sell your personal information and follow international standards like GDPR for data protection.
Absolutely. Since you control the assets in your personal vault via your wallet, you can close your position whenever you choose. There are no lock-up periods or exit penalties from Replica; you only pay the standard 0.1% infrastructure fee for the exit swap.
No. Replica is a technology provider that offers tools for portfolio replication. We do not provide investment recommendations. You are solely responsible for evaluating the risks and suitability of any strategy before investing.
Yes. You can redeem your xStocks at any time for their current market value. Redemptions are processed through Replica and settled in USD. There are no lock-up periods—you maintain full liquidity of your positions.
Dividends and corporate actions are reflected in the token value. You receive the economic benefit automatically without needing to take any action. The xStock price adjusts to account for dividend distributions.
xStocks are not available to US persons, or residents of Canada, UK, Australia, and certain other jurisdictions. You'll verify your eligibility during KYC onboarding. Please review our Terms of Service for the complete list of restricted jurisdictions.
Your assets are held in a non-custodial wallet linked to your account. If you lose access to your login credentials, contact support to initiate account recovery. Your assets remain safe on-chain throughout the recovery process.
xStocks are not insured by government deposit insurance (like FDIC). However, the underlying shares are held with regulated custodians and are segregated from the issuer's operating assets. This provides structural protection, but is not equivalent to deposit insurance. Read more in our Security Center →
Yes. Your xStocks are held in a personal vault controlled exclusively by your account. Replica never custodies or commingles your assets with our operational funds—your holdings exist independently and are secured by your credentials. Read more in our Security Center →
This is the primary counterparty risk. If an issuer becomes insolvent, the outcome depends on their legal structure and bankruptcy jurisdiction. Underlying shares in custody would be subject to claims proceedings. We recommend reviewing each issuer's risk disclosures. Read more in our Security Center →
Yes. Your xStocks exist on the blockchain independently of Replica's interface. If our platform becomes unavailable, you can access your assets directly using any compatible wallet. Your vault and assets remain accessible as long as you control your credentials. Read more in our Security Center →

Have more questions? Reach out on X

Request Early Access

We're accepting 50 new users this week. Leave your email and we'll send your invite within 24-48 hours.

No credit card requiredTakes 2 minutes to set upOwn your assets from day one

We respect your privacy. Unsubscribe anytime.