Real stocks, fractional ownership, stored in your personal vault.
Tokenized versions of real stocks like Apple or Tesla. Each tokenized stock is backed 1:1 by actual shares held in regulated custody. Buy fractions — submit orders anytime, executed during market hours.
Assets are stored in a vault controlled only by your credentials. Even if Replica goes offline, your tokenized stocks remain accessible on the blockchain.
Currently powered by Ondo Finance. Institutional-grade infrastructure with regulated custody partners.
Understand the risks before investing
This is the primary counterparty risk. If Ondo Finance (or any tokenized stock issuer) becomes insolvent, the outcome depends on their legal structure and bankruptcy jurisdiction.
Underlying shares are held in segregated custody accounts at regulated institutions. In a bankruptcy scenario, these assets would typically be subject to claims proceedings. We recommend reviewing Ondo's legal documentation and diversifying across issuers when available.
Ondo Finance operates under U.S. regulatory frameworks. The underlying shares are held by licensed custodians and are legally segregated from Ondo's operational assets.
Replica operates as a technology platform only — we never custody your assets. Your tokenized stocks exist in your personal vault on the blockchain, controlled exclusively by your credentials.
Yes. Your tokenized stocks exist on the Solana blockchain independently of Replica's interface. If our platform becomes unavailable, you can:
Tokenized stocks are not insured by government deposit insurance (like FDIC or similar programs). This is different from traditional brokerage accounts.
However, the underlying shares are held with regulated custodians and are legally segregated from the issuer's operating assets. This structural protection means your assets are not commingled with the issuer's funds, but it is not equivalent to government insurance.
Yes. You can redeem your tokenized stocks at any time for their current market value. Redemptions are processed through Replica and settled in USD.
There are no lock-up periods—you maintain full liquidity of your positions. Standard fees apply to redemption transactions.
Dividends and corporate actions (like stock splits) are reflected in the token value. You receive the economic benefit automatically without needing to take any action.
Note: You don't receive direct dividend payments or voting rights. The economic value is incorporated into the tokenized stock price.
Tokenized stocks are debt instruments that track the value of the underlying stock. You don't appear on the company's shareholder register or have voting rights.
However, you have full economic exposure: your tokenized stock moves with the stock price, and you can redeem it for its full value anytime. The underlying shares backing your position are held 1:1 in regulated custody.
When you hold tokenized stocks, you own digital assets that represent real equities. These assets are:
It's important to understand the differences from traditional brokerage:
| Risk | What it means | How it's addressed |
|---|---|---|
| Counterparty risk | The tokenized stock issuer could fail | We only use established, regulated tokenization providers |
| Technology risk | Bugs in the code | Systems are audited by independent security firms |
| Custody risk | Where real shares are held | Shares held in regulated brokerage accounts |
| Market risk | Stocks can lose value | Normal investing risk — diversify your holdings |
| Liquidity risk | Ability to sell quickly | Major tokenized stocks have deep liquidity on Orca/Jupiter |
The tokenized stocks available on Replica are issued by regulated financial providers. Currently, we support Ondo Finance tokenized stocks. Each token is backed 1:1 by real shares held in custody at regulated institutions.
Institutional-grade tokenized securities with transparent backing and regulated custody partners.
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